Affordable Care Act

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Kentucky Voices for Health 2022 Annual Meeting sponsors

Medical Debt Erased for 1,257 Kentuckians, Now Let’s Improve Patient Protections

As healthcare costs continue to rise, so does anxiety about being able to afford medical treatment. Even those with good insurance can find themselves stuck with a surprise medical bill or mounting out-of-pocket expenses. The reality is that many Kentucky families are just one medical emergency away from a financial crisis. The specter of medical debt adds massive uncertainty and stress to what are already some of the most uncertain and stressful moments in our lives. No one chooses to get sick or hurt, and no one chooses to rack up the significant expenses it can take to get well. Even with the right coverage, prices are rarely predictable… leaving people already in pain and distress to figure out what they owe (and how to pay for it) after-the-fact.  Kentucky ranks tenth in the nation for residents with medical debt. Kentucky ranks tenth in the nation for residents with medical debt. It’s the single most common cause of personal bankruptcy, even as it differs greatly from other forms of debt. These

Moving the Needle Towards Improved Health Outcomes — A 2024 Legislative Recap

In even-year legislative sessions, the Kentucky General Assembly must adjourn Sine Die before midnight on April 15th. The dust has settled a bit in Frankfort and we turn our attention to the 2024 Interim, including Attorney General Russell Coleman’s designation of July 15, 2024 as the effective date for all legislation that did not have another date ascribed in statute or that didn’t have an emergency clause attached. This legislative recap focuses on healthcare and other policies that impact all Kentuckians and Kentucky communities having their basic, health-related social needs met.  This is not a comprehensive highlight reel of ALL legislative activity this year. And yet, buckle up, dear reader. This is one of the beefier Kentucky General Assembly recaps to date. IMPROVING AND SAVING THE LIVES OF KENTUCKY’S PREGNANT PEOPLE, MOMS, & BABIES This year, the “Momnibus” bill – originally filed as HB10 by Rep. Kim Moser, but what ultimately passed within SB74 led by Sen. Shelly Funke-Frommeyer– made

Health Justice & Health Injustice: A 2022 Legislative Recap

Legislative sessions held during even years in Kentucky always last a little longer, and are certainly longer than their misleading label of “60-days”.To be fair, impacting or creating new law and policy, while balancing an entire state’s biennial budget is not a simple feat, so “60-days” seems meager considering  the amount of work that needs to be done to manage a state and support its people. Much of the attention placed on the 2022 Kentucky General Assembly’s efforts this year encompassed limiting or removing access to safety net programs supporting Kentuckians’ basic needs like healthcare, education, the ability to afford groceries, and overall access to opportunity and wealth. However, there were tremendous benchmarks achieved, some stemming from years of work by community and policy advocacy partners, and overall, this was another big year for mental health policy in the Commonwealth. The majority of legislation passed during the 2022 Regular Session went into effect on July 14th, unless otherwise determined by

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5 Reasons Why Enrolling in a Marketplace Plan is Probably Cheaper Than You Think

5 days until the federal Special Enrollment Period (SEP) Deadline on August 15th In case you’ve missed the news lately, we’re still in the middle of a global pandemic. While this pandemic continues to drag on, one of the most critical things that we have learned is just how important having health coverage is.   A recent study from Families USA found that states with lower rates of uninsured people also had fewer COVID-19 related deaths. In fact, because Presumptive Eligibility (PE) Medicaid flexibility was opened up to cover more Kentuckians throughout the last year, the Commonwealth saw a demonstrably lower number of deaths than all of our neighboring states. What was the major difference from our neighbors? Kentucky acted quickly to ensure that people had access to health coverage during a hard and ongoing fight against COVID-19.  In the same vein, the Biden administration initiated a Special Enrollment Period (SEP) in response to the COVID-19 pandemic to allow folks nationwide

P-EBT in Kentucky: See Where P-EBT has Been Feeding Students During the Pandemic

When Kentucky students went virtual in March of 2020, the pivot to non-traditional instruction (NTI) was so rapid that many families were left scrambling to find childcare. The extra burden of feeding kids breakfast and lunch quickly took its toll; prior to the pandemic, many families counted on school meals to keep kids from going hungry. That same month, the federal Families First Coronavirus Response Act provided help for families in need, creating the Pandemic EBT (P-EBT) program. The Kentucky Cabinet for Health and Family Services (CHFS) used those federal funds to provide Kentucky families with support to feed students kept home during the COVID-19 pandemic.  Free Meal Programs Help Schools, Prevents Childhood Hunger About 75% of Kentucky’s students rely on school meals for needed nutrition. Many of the Commonwealth’s schools participate in the National School Lunch Program or offer free meals to all students under the Community Eligibility Provision (CEP). In the 2014-15 school year, 104 of Kentucky’s 173

Kentucky Voices for Health 2022 Annual Meeting sponsors

Copays Hinder Kentucky Families & Local Economies from Thriving

Floyd County, Kentucky has a population of about 36,500 people, with the density being concentrated in the county seat, Prestonsburg. It’s a wet county with retail and restaurant alcohol sales (not always a given in eastern Kentucky counties). Floyd County is home to a community college with a planetarium, a state park and nature preserve with a lake and marina, a renowned outdoor amphitheater that brings in New York and Los Angeles talent every summer to staff their musicals, a 700-acre golf course on top of a reclaimed strip job, and a state of the art acoustics music hall, the Mountain Arts Center, that attracts talent like Chris Stapleton and Jason Isbell.  “I was working in the mines and I had enough money that I got insurance through my company and we was paying hundreds of dollars a month for copays.” Brandon, his wife Odessa, and their son Granger are a young family living in Floyd County. When they were

A Spotlight on the Winners: A 2021 Legislative Recap of Health Justice Achievements

While too much of the 2021 General Assembly was focused on limiting executive powers in the face of a public health crisis and economic recession, multiple bills passed that are hugely impactful in engineering state law towards health justice and health equity. Here are a few of the achievements, benchmarks, and new precedents passed this year, and what they mean to everyday Kentuckians: Mental Health Parity HB50, sponsored by Rep. Kimberly Moser (HD64) defines “classification of benefits” and “non-quantitative treatment limitation”, and requires health insurance to provide comprehensive mental health coverage without arbitrary limits on treatment. What does this really mean? It means Kentucky law finally complies with the 2008 federal Mental Health Parity and Addiction Equity Act (MHPAEA) that orders health insurers to not only treat mental health conditions and substance use disorders under the same scope and interpretation they use for coverage of physical health treatments and conditions, but to also file annual compliance reports with the Kentucky

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The American Rescue Plan is Making Healthcare More Affordable for Thousands of Kentuckians

On March 11, 2021, Pres. Biden signed into law the American Rescue Plan Act (ARPA), a landmark $1.9 trillion COVID-19 relief package for Americans. The American Rescue Plan provides significant relief for Americans struggling through the COVID-19 pandemic. Some of the most critical provisions included in the relief package aim at making health insurance more affordable, accessible, and available for individuals and families across the country during the pandemic. Affordable, comprehensive health coverage is always important, but as the COVID-19 pandemic has demonstrated, it is essential to promoting public health and protecting individuals and families from expensive healthcare costs. Because of this, the Biden-Harris administration has opened a Special Enrollment Period (SEP) for the health insurance marketplace (healthcare.gov). This SEP opened on February 15th and will run through the recently extended date of August 15th. This SEP also allows people to access the healthcare relief that was included in the ARPA, which targets improving affordability for health coverage options through