How do copays affect the decisions you or your family make about your healthcare and your budget? We are on an extremely tight budget already. We live on my disability pay. My husband is a stay at home dad and my caretaker (I have multiple complex medical problems/disabilities and need help with even the smallest tasks of everyday living). He is diabetic and receives medicaid. He cannot work because he has to care for me and our 3 year old. My husband working would actually put us in the negative (actually costing us money) because we’d have to pay for child care and adult care for me. My pay is roughly a little over $750 for 3 people. All 3 of us have chronic medical conditions. Co pays mean my husband won’t properly be able to manage his diabetes and other his other complex medical problems which will mean medicaid having to pay more for his hospitalizations due to diabetes and it will mean more complications and medical problems for him putting a major strain on our family because he is my caretaker and my son’s primary caregiver.