Affordable Care Act

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Keep Kentucky Covered Campaign

In March 2025, KVH launched the Keep Kentucky Covered Coalition (originally called the Kentucky Medicaid Defense Coalition). We are a statewide coalition of individuals, nonprofits, and healthcare professionals that seeks to safeguard Medicaid and ensure access to healthcare for vulnerable populations. We have developed materials that educate about the impact of Medicaid cuts to specific populations. You can view all materials here in our Toolkit.  Ways to Get Involved Together, we can protect Medicaid!

2023 Health Plan Savings: The “Family Glitch” Fix Explainer

More Kentuckians qualify for health plan savings! Now more Kentucky families qualify for financial help to lower the cose of kynect health coverage — including those who couldn’t get savings in the past. Previously, eligibility for marketplace health insurance savings was calculated based on the affordability of an individual’s coverage, leaving out dependents and spouses — this was called the “family glitch.” New rules take into account the cost of covering family members as well. Many employees in Kentucky, including public employees such as teachers and other state workers, are now eligible to save on marketplace coverage for themselves AND their family. FAMILY GLITCH FIX EXPLAINER

The Case for Expanding Kentucky’s Network of Community Health Workers

It can take an hour to get to an urgent care facility in parts of Kentucky. Some of the Commonwealth’s 120 counties are without a clinic or hospital and families need to drive narrow country roads to receive healthcare. For most Kentuckians, there is just 1 primary care provider for every 1,000 people, well below the national average of 2.6 providers for every 1,000 people. But in some counties across the Commonwealth, that number drops to 1 for every 10,000 residents. That means that it can be months before a patient can see a provider and many must leave the county to see a specialist. Providers who work in overburdened systems often have just minutes to see each patient, reducing the quality of care the patient receives, and rarely making a strong connection with patients. Patients in these situations may find themselves with unaddressed health concerns, resulting in reduced compliance to medical advice, and lower quality of life. These challenges

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5 Reasons Why Enrolling in a Marketplace Plan is Probably Cheaper Than You Think

5 days until the federal Special Enrollment Period (SEP) Deadline on August 15th In case you’ve missed the news lately, we’re still in the middle of a global pandemic. While this pandemic continues to drag on, one of the most critical things that we have learned is just how important having health coverage is.   A recent study from Families USA found that states with lower rates of uninsured people also had fewer COVID-19 related deaths. In fact, because Presumptive Eligibility (PE) Medicaid flexibility was opened up to cover more Kentuckians throughout the last year, the Commonwealth saw a demonstrably lower number of deaths than all of our neighboring states. What was the major difference from our neighbors? Kentucky acted quickly to ensure that people had access to health coverage during a hard and ongoing fight against COVID-19.  In the same vein, the Biden administration initiated a Special Enrollment Period (SEP) in response to the COVID-19 pandemic to allow folks nationwide

The Affordable Care Act is Here to Stay

U.S. Supreme Court makes historic 7-2 decision upholding the ACA Media Contacts:Cara Stewart, 859.582.2285, cara@kyvoicesforhealth.org Kelly Taulbee, 502.545.0688, kelly@kyvoicesforhealth.org After seven months, the United States Supreme Court (SCOTUS) issued a 7-2 decision finding the California vs. Texas lawsuit challenging the constitutionality of the Affordable Care Act (ACA) to be without standing this morning. This is now the third time SCOTUS has upheld the ACA as the law of the land. SCOTUS heard oral arguments on the California vs. Texas case on November 10, 2020. Healthcare advocates and ACA proponents have been anxiously waiting for a ruling to come down ever since – and justly so. The coverage of millions of Americans depends on the ACA. “The Affordable Care Act will remain the law of the land! Today’s U.S. Supreme Court opinion upholding the ACA in its entirety is both a relief and a breath of renewed energy in the fight for affordable and accessible healthcare for every Kentuckian,” said Emily

A Spotlight on the Winners: A 2021 Legislative Recap of Health Justice Achievements

While too much of the 2021 General Assembly was focused on limiting executive powers in the face of a public health crisis and economic recession, multiple bills passed that are hugely impactful in engineering state law towards health justice and health equity. Here are a few of the achievements, benchmarks, and new precedents passed this year, and what they mean to everyday Kentuckians: Mental Health Parity HB50, sponsored by Rep. Kimberly Moser (HD64) defines “classification of benefits” and “non-quantitative treatment limitation”, and requires health insurance to provide comprehensive mental health coverage without arbitrary limits on treatment. What does this really mean? It means Kentucky law finally complies with the 2008 federal Mental Health Parity and Addiction Equity Act (MHPAEA) that orders health insurers to not only treat mental health conditions and substance use disorders under the same scope and interpretation they use for coverage of physical health treatments and conditions, but to also file annual compliance reports with the Kentucky

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The American Rescue Plan is Making Healthcare More Affordable for Thousands of Kentuckians

On March 11, 2021, Pres. Biden signed into law the American Rescue Plan Act (ARPA), a landmark $1.9 trillion COVID-19 relief package for Americans. The American Rescue Plan provides significant relief for Americans struggling through the COVID-19 pandemic. Some of the most critical provisions included in the relief package aim at making health insurance more affordable, accessible, and available for individuals and families across the country during the pandemic. Affordable, comprehensive health coverage is always important, but as the COVID-19 pandemic has demonstrated, it is essential to promoting public health and protecting individuals and families from expensive healthcare costs. Because of this, the Biden-Harris administration has opened a Special Enrollment Period (SEP) for the health insurance marketplace (healthcare.gov). This SEP opened on February 15th and will run through the recently extended date of August 15th. This SEP also allows people to access the healthcare relief that was included in the ARPA, which targets improving affordability for health coverage options through

InsureKY Statement on Court Decision on Affordable Care Act, Texas v. US

Dallas, TX – The Fifth Circuit Court of Appeals put the future of health insurance coverage for millions of Americans at risk when they struck down the Affordable Care Act’s (ACA) individual mandate on December 18th. Twenty Republican Attorneys General and Governors brought the lawsuit after Congress chose to reduce the individual mandate’s penalty to $0, making it ineffective at incentivizing Americans to enroll in health insurance. WIthout an effective mandate, fewer healthy people stay enrolled in insurance, resulting in higher insurance premiums for everyone. While this decision comes on the heels of Open Enrollment, the ACA remains the law of the land and no one’s coverage will be affected while litigation continues. The appeals court did not decide what other parts of the ACA should stay or go. Instead, the court ordered Judge O’Connor to reconsider what exact provisions of the ACA should remain intact. Without the protections of the ACA, approximately 890,000 Kentuckians with pre-existing conditions, and millions

InsureKY Campaign Reacts to Governor Beshear’s Decision on Kentucky HEALTH

Frankfort, KY – The InsureKY campaign and our partners commend Governor Beshear for taking swift action to withdraw the 1115 Medicaid Waiver known as Kentucky HEALTH. The waiver would have created numerous barriers for low-income families and underpaid workers of all ages, races and areas of the state who rely on Medicaid for affordable, quality healthcare, but a federal court blocked its implementation, finding that the federal government failed to adequately examine its effect on Medicaid coverage. Governor Beshear’s decision to reverse course on the Bevin administration’s Kentucky HEALTH waiver comes nearly two years after it was first approved by the Centers for Medicare & Medicaid Services (CMS). The waiver, with its work requirements, high premiums, lock out periods and complicated paperwork, has been the subject of a federal lawsuit brought by sixteen Kentuckians who would have been directly affected by a number of policies largely considered to be illegal in the Medicaid program. Had the waiver been implemented, it